Hmmm....

I probably won't use 10, but:

-Punctual (definitely)
-Abudantly fortefied with work ethics (uh... )
-Kind
-Unsympathetic

That's all I can think. Why unsympathetic? Conclusions I drew myself, after examining the homeless situation. They get no tax break for making donations, and for the most part (at least all the Japanese I know), don't donate to the needy. You donate for one of two (or both) reasons. Either b/c you want the tax break, or b/c you're sympathetic to people in their situation. I've never seen one Japanese person give a homeless person anything... not even a look.

Then again, most westerners aren't really sympathetic either... just a noticeable nitche group, I would say.