Quote Originally Posted by misa.j
What I like about it is that it deducts from my bank account, so I can never pay more than I have in my account, not that I'm worried about speding so much. It's just convenient.
That's the one reason I like using a debit card, that it deducts from your account.
When you borrow money like with credit card, you run into that risk of having to repay more includes the risk of charges or late fees. At this point, I'm not really too interested in points or anything since I'm not a big spender, so I don't use a credit card unless it's for emergencies. So I might as well just use what's in my bank and increase my awareness of identity theft (but not become paranoid ).

Keiichi