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  1. #1
    Curmudgeon Hermit Crab's Avatar
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    Sure Glenski/FD,

    There are times that you may be rejected regardless of meeting all the regular requirements. It may even be due to having the gall to be foreign and asking to be treated as another human being. Still, with many companies, most of the time, if you take the advice of those who have successfully negotiated the application process, you have a better chance of ending up with a card issued from a Japanese credit company.

    One other point I recall from the translation stint...if you've held the same job for better than a year, your application will be looked on more favorably than someone's who has changed work recently.

  2. #2
    Just me Glenski's Avatar
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    Quote Originally Posted by Hermit Crab View Post
    Still, with many companies, most of the time, if you take the advice of those who have successfully negotiated the application process, you have a better chance of ending up with a card issued from a Japanese credit company.
    Just what the heck is this supposed to mean? What "advice" are you referring to?

    One other point I recall from the translation stint...if you've held the same job for better than a year, your application will be looked on more favorably than someone's who has changed work recently.
    Yup, and my friend was vice-president of his company for almost 20 years.

  3. #3
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    Quote Originally Posted by Glenski View Post
    ...
    Yup, and my friend was vice-president of his company for almost 20 years.
    I read quite an interesting case that a Japanese medical doctor in his 40, owing his house, feeding his family etc.. was rejected to get a cheap credit card. Of course, he has premium cards.

    The advice (or a guesswork) from a website, "Help! What to do with my application!!!", goes...
    that some credit companies do not always want to issue unnecessary cards which, the companies think, are not supposed to use, esp., when you have already got other cards of the same credit company;
    and that he should not worry about it (the rejection) and should keep using his premium cards.

    If you need the source or other sad and unbelievable stories esp., of Japanese, I am glad to bring it here, but you or your friend can get a practical advice here from FrustratedDave.
    If I were him, I would ask the gas station owner to help me with the card.
    After getting it, I would be glad to join here to share my own story.

  4. #4
    Curmudgeon Hermit Crab's Avatar
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    Quote Originally Posted by Glenski View Post
    Just what the heck is this supposed to mean? What "advice" are you referring to?
    Yup, and my friend was vice-president of his company for almost 20 years.
    Glenski,

    Really...you harp on this single instance of someone not getting a card. Big, fat, hairy deal! We all know people who have been rejected. Personally, I do too. But, I know many more who were successful. Even those who ran their own businesses, were not exactly doing all their taxes and expenses on the up-an-up, let alone their visa issues. Rather than the constant negativity, why not try and give some helpful advice, or go find some if you don't really know.

    The advice I'm referring to is the advice I gave in a couple earlier posts in this thread, as well as advice others have given on other forums and blogs about Japan. Get out there! Do the research! Talk to successful people. Scour the 'Net. Hit the library. Talk to those in the banking and finance industries. Learn how the system works. Learn how to better your odds. If you get one strike, don't throw a hissy fit. Man up. Work harder. Sink or swim. Sounds like you'd rather sink, and then try to b-i-t-c-h about it while the water's filling your lungs. How's that working out for you?!

  5. #5
    Just me Glenski's Avatar
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    Quote Originally Posted by Hermit Crab View Post
    Rather than the constant negativity, why not try and give some helpful advice,
    I've been posting helpful advice on this and half a dozen other forums for more than a decade, thank you. The fact that I point out a piece of reality which is negative (and which people seem to try to find loopholes in, to their dismay) has nothing to do with being "constantly negative". It's reality. I get this type of response whenever I challenge a rose-colored glasses outlook with a heads-up one. Not negative. Reality.

    The advice I'm referring to is the advice I gave in a couple earlier posts in this thread, as well as advice others have given on other forums and blogs about Japan. Get out there! Do the research!
    Why? I'm not the one who got rejected or is asking how to get the card.

    Let's just stop here.

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