Quote Originally Posted by mikecash
I'm surprised that you're surprised. Things may be easing up the slightest bit now, but routine denial used to be the norm.

I'll never forget filling out a Japanese application for an American Express card and receiving a rejection letter.....in English. An American being refused an American Express card just because he's an American.
Funny, when I joined my local fitness club, they said I didn't have the choice but take their credit card (Visa or JCB) when registering. Many shops (eg. deparment stores) and companies have a credit card to their logo that give special discounts or points on their products or services. Have you tried that ? It's better than a regular CC anyway, as you get the points (even if it's only about 1% off, that's better than nothing).