No Japanese credit cards for foreigners ?

[GaijinPunch]

Figured I'd keep this going. I had a card through Citi years ago. Never got the automatic deduction setup right (they didn't like my signature or some BS) so it was late by 2 weeks every time, and they turned it off. I know that can't help, but I'm using two Japanese banks for my side business. Both have several salaries go through them a year, and the main one has the excess which is to pay for taxes at the end of the fiscal year sitting there earning .00001% interest. That amount is far more than any human credit card limit. Yet, I get rejected by both.

When I get my tax forms in this year and my first year back is documented, I will play the inquisitive gaijin. Then, the steaming pissed gaijin.

[gaijinalways]

I applied for a Saison card some years ago and got it immediately. I don't know if having a Japanese wife with good credit helped or not.

On a side note, my American ATT card was canceled (I didn't use it for 14 months) and when I reapplied, they didn't want to reissue it because I no longer live in the US.

[FrustratedDave]

I applied for a Saison card some years ago and got it immediately. I don't know if having a Japanese wife with good credit helped or not.
On a side note, my American ATT card was canceled (I didn't use it for 14 months) and when I reapplied, they didn't want to reissue it because I no longer live in the US.

I will put money on it that you stated that you had another credit card and supplied them with that info.

[Mikawa Ossan]

I'm surprised that I never posted on this thread yet.

I have gotten two (and a half) credit cards, and I got them both when I was single. (I say a half because I could only use it at one gasoline chain.) I had no problem whatsoever procuring them, either.

I suppose some companies are stricter than others when issuing credit cards to foreigners.

[FrustratedDave]

I'm surprised that I never posted on this thread yet.
I have gotten two (and a half) credit cards, and I got them both when I was single. (I say a half because I could only use it at one gasoline chain.) I had no problem whatsoever procuring them, either.
I suppose some companies are stricter than others when issuing credit cards to foreigners.

Not the case, this trend is accross the board. Did you have a credit card that was in your name that you got while in the states?

[Mikawa Ossan]

Hmm....good question. I cancelled all of my credit cards that I got from the U.S. some years ago. I figured that I never used them and they were too much hassle to keep around anyway.

[Mikawa Ossan]

Not the case, this trend is accross the board. Did you have a credit card that was in your name that you got while in the states?

I reread this and thought about this some more. It is not outside the realm of possibility that I still had an American issued credit card when I applied for my first card in Japan, although I have no idea how the financial institution that I applied to would ever have gotten that information. Are you saying that they would know somehow even if one never supplies them with that information?

[FrustratedDave]

I reread this and thought about this some more. It is not outside the realm of possibility that I still had an American issued credit card when I applied for my first card in Japan, although I have no idea how the financial institution that I applied to would ever have gotten that information. Are you saying that they would know somehow even if one never supplies them with that information?

That is entirely possible as companies can share information. Although in regards to their bigger clients they tend not to share information with each other unless that particular company is in some way affiliated with that company or they have some sort of an aggrement, this stop rival companies taking their business. But with your avergae joe, anything is possible.