I think your constant harping over one particular instance of rejection is adding to the overall impression given on this thread that it is extremely difficult to get a credit card issued to you in Japan. Several posters have given good advice to better your odds. Naturally, there will be difficulties and obstacles to many aspects of our lives, being non-Japanese. Best to accept that, deal with it, and learn what can be done to minimize them. The OP's question "No Japanese credit cards for foreigners" gets a resounding "False!" answer.
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